Terms and conditions of service subscription

These terms outline your rights and responsibilities when using our planning subscription. Please read carefully before subscribing or using the service.

October 3, 2025

Acceptance of terms

By accessing or using our services, you agree to these terms and all related policies. If you do not agree, please do not use our services.

Definitions

For clarity, the following definitions apply throughout these terms:

'Subscription' refers to the recurring monthly planning service offered through our website.

'Adviser' means the qualified professional assigned to provide you with planning guidance and support.

'User' or 'you' means any individual or entity subscribing to or using our services.

'Content' refers to all information, advice, and materials provided through the site.

Service usage conditions

You agree to use the subscription only for lawful purposes and in accordance with these terms. Misuse may result in termination.

Eligibility

Our service is available to Australian residents aged 18 and over. Proof of eligibility may be required.

Minors are not permitted to subscribe.

Your responsibilities

You are responsible for maintaining accurate information and complying with all applicable laws.

Provide complete and accurate information during registration and updates.
Use the service only for your personal planning needs.
Keep your login credentials secure and confidential at all times.
Notify us of any unauthorised use or security concerns immediately.

Prohibited uses

The following uses are not permitted:

Sharing your subscription or adviser access with others.
Using the service for unauthorised commercial purposes.
Attempting to access, modify, or disrupt systems or data.
Submitting false information or impersonating others.
Violating any laws or infringing on third-party rights.

Intellectual property rights

All content, materials, and branding on this website are the exclusive property of quormalevia.com and protected by Australian copyright law. You may not reproduce, modify, or distribute content without permission.

User submissions

You may submit questions, feedback, or documents for your adviser. You remain responsible for your submissions.

Rights to user submissions

By submitting, you grant us a licence to use materials as needed to deliver the service.

Privacy and data protection

Your data is handled in accordance with our privacy policy, compliant with Australian law and industry standards. Please review our privacy policy for details.

Read privacy policy

Service disclaimer applies

Please review our disclaimer for important information regarding use of the service.

Disclaimer notice

No refunds or guarantees are provided. Results may vary depending on your situation.

Limitation of liability applies

We are not liable for indirect, incidental, or consequential damages arising from your use of the service.

Indemnification

You agree to indemnify us for any claims or damages resulting from your misuse of the service or violation of these terms.

Dispute resolution and law

Disputes will be resolved under Australian law through the following process:

Arbitration

Disputes may be referred to confidential arbitration in Australia. Both parties share costs equally unless otherwise decided.

Arbitration does not limit your consumer rights under Australian law.

Online dispute resolution

You may contact us to seek resolution or use an approved dispute resolution body if needed.

Contact us for assistance

Severability

If any term is found invalid, remaining terms remain effective.

Entire agreement

These terms, along with our policies, form the complete agreement between you and quormalevia.com.

Applicable law and jurisdiction

These terms are governed by the laws of Australia. Any disputes are subject to Australian courts.

Termination

We reserve the right to suspend or terminate your access if you violate these terms, with or without notice.

Modifications

We may update these terms at any time. Continued use indicates acceptance of changes.

Contact for terms questions

Contact us for questions about these terms or your subscription.

Contact email: content@quormalevia.com

Contact phone: +61-3-9385-2360

Contact address: 255 Broadway, Glebe, NSW 2007 Australia

Effective date: October 3, 2025

Version: 3.0